The Search Begins
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| Buyer: |
- Gets pre-qualified with Lender, or better yet...Get Pre-Approved!
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| Kruse Company REALTORS®:
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- Conducts Buyer Interview to get information about the home
- Discuss Buyer Agency with Buyer and sign contract (Highly Recommended!), or parties must sign a Disclosure of Real Estate Agency form which states that Agent is working on behalf of the sellers of each home shown to Buyers.
- Locate Properties to Show Buyer(s).
- Schedule showings of Properties for Buyer(s).
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| Buyer: |
- Decides on the house that's just right!
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Writing the Offer
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| Kruse Company REALTORS®: |
- Meet with Kruse Company Agent to Draft Offer.
- Review and explain the Offer to the Buyer(s) prior to signing.
- Present Offer to Sellers or Sellers' Agent.
- Negotiate any counter-offers or amendments.
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| Buyer: |
- Write Earnest money check to Listing Broker Trust Fund.
- If not pre-approved, submit application to Lender to begin the processing of the loan.
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After Your Offer is Accepted
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| Kruse Company REALTORS®: |
- Check Offer for contingencies & time frames/Monitor removal.
- Provide Lender and Title Company copies of the Accepted Offer
- Talk to Lender/Coordinate Appraisal date and time.
- Coordinate Closing date and time with all parties.
- Obtain Title Insurance and Closing Statements.
- Inform Buyer of amount to bring to closing in the form of a cashier's check.
- Assist Buyer and stay in constant contact.
- Set up Inspection to be done within contingency period.
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| Buyer: |
- Hire an Attorney (if desired – recommended, but not essential)
- Finalize Financing.
- Obtain Homeowner's Insurance.
- Change Utilities into your name.
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The Final Phase : Closing on Your New Home
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| Kruse Company REALTORS®: |
- Schedule and conduct the final walk-through with Buyers to insure property is in acceptable closing condition.
- Answer any last minute questions Buyer(s) might have.
- Accompany Buyers to closing to insure everything is finalized correctly.
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| Buyer: |
- Bring Cashier's Check and paid receipt for first year of Homeowner's Insurance to Closing.
- Sign Loan Documents, Deed and Closing Statement.
- Get the keys to your new home...and go unpack!!
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